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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

Ontario's 1.5 Million Homes Target by 2031: What Five Years of Accelerated Construction Means for Buyers post image
By Javan Wyker
Aug 31, 2026

Ontario's 1.5 Million Homes Target by 2031: What Five Years of Accelerated Construction Means for Buyers

Counter-Tariffs Will Hurt Canadians More Than Americans: Why Ottawa's Retaliation Strategy Backfires post image
By Javan Wyker
Aug 30, 2026

Counter-Tariffs Will Hurt Canadians More Than Americans: Why Ottawa's Retaliation Strategy Backfires

SIMA tells BCSC that regulatory fee discipline cuts advisor costs without weakening oversight post image
By Javan Wyker
Aug 30, 2026

SIMA tells BCSC that regulatory fee discipline cuts advisor costs without weakening oversight

Canada's Steel Tariff Doubles to 50% on September 8, Plan Now or Pay Later post image
By Javan Wyker
Aug 29, 2026

Canada's Steel Tariff Doubles to 50% on September 8, Plan Now or Pay Later

Why the RESP Grant Ceiling Makes TFSAs Essential for Education Funding post image
By Javan Wyker
Aug 27, 2026

Why the RESP Grant Ceiling Makes TFSAs Essential for Education Funding

Canada Now Ships 71.7% of Exports to the U.S.: Why That Concentration Should Worry You post image
By Javan Wyker
Aug 27, 2026

Canada Now Ships 71.7% of Exports to the U.S.: Why That Concentration Should Worry You

Canadian Exports to the U.S. Are 71.7% of Total, Not the 85% Figure Still in Circulation post image
By Javan Wyker
Aug 27, 2026

Canadian Exports to the U.S. Are 71.7% of Total, Not the 85% Figure Still in Circulation

How a Fintech Firm Allegedly Raised $16 Million While Hiding Trading Losses post image
By Javan Wyker
Aug 27, 2026

How a Fintech Firm Allegedly Raised $16 Million While Hiding Trading Losses

OSC requires mutual fund prospectuses to disclose principal distributor fees starting October 2026 post image
By Javan Wyker
Aug 26, 2026

OSC requires mutual fund prospectuses to disclose principal distributor fees starting October 2026

OSFI's Loan-to-Income Cap Is Blocking Your Mortgage, And the Bank Won't Tell You Why post image
By Javan Wyker
Aug 25, 2026

OSFI's Loan-to-Income Cap Is Blocking Your Mortgage, And the Bank Won't Tell You Why

Concert Tours and Revenge Travel Are Masking Canada's Real Hotel Recovery Problem post image
By Javan Wyker
Aug 25, 2026

Concert Tours and Revenge Travel Are Masking Canada's Real Hotel Recovery Problem

Scott Galloway Says Starting at 25 Beats Starting at 35 by $1.2 Million post image
By Javan Wyker
Aug 25, 2026

Scott Galloway Says Starting at 25 Beats Starting at 35 by $1.2 Million

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Real mortgage advice for real BC homeowners. No script, no runaround.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

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Subscribe to New Posts Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip. Subscribe (Free)
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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Real mortgage advice for real BC homeowners. No script, no runaround.

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