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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

Before the October Bank of Canada Decision: 5 Questions to Ask Your Lender post image
By Javan Wyker
Oct 13, 2026

Before the October Bank of Canada Decision: 5 Questions to Ask Your Lender

Extend, Adjust or Let It Lapse: Weighing Canada's Foreign Buyer Ban Before Year End post image
By Javan Wyker
Oct 13, 2026

Extend, Adjust or Let It Lapse: Weighing Canada's Foreign Buyer Ban Before Year End

From 6.4% to 6.5%: How a Small Shift Affects Self-Employed Mortgage Approvals post image
By Javan Wyker
Oct 12, 2026

From 6.4% to 6.5%: How a Small Shift Affects Self-Employed Mortgage Approvals

What BC's Wills Variation Law Means When Disinherited Siblings Threaten Court post image
By Javan Wyker
Oct 10, 2026

What BC's Wills Variation Law Means When Disinherited Siblings Threaten Court

Over Half of Non-Homeowners Expect Never to Buy: What That Changes in BC post image
By Javan Wyker
Oct 10, 2026

Over Half of Non-Homeowners Expect Never to Buy: What That Changes in BC

All-in-One Account or Lump-Sum Prepayments: Access, Fees and Interest Compared for BC Homeowners post image
By Javan Wyker
Oct 10, 2026

All-in-One Account or Lump-Sum Prepayments: Access, Fees and Interest Compared for BC Homeowners

Closed Your Business? How Personal Guarantees and CRA Director's Liability Decide What You Owe post image
By Javan Wyker
Oct 9, 2026

Closed Your Business? How Personal Guarantees and CRA Director's Liability Decide What You Owe

Unsold Condos and the Fire-Sale Math Developers Are Quietly Weighing post image
By Javan Wyker
Oct 9, 2026

Unsold Condos and the Fire-Sale Math Developers Are Quietly Weighing

Ottawa Can Run a Deficit. Your Household Budget Has Better Options. post image
By Javan Wyker
Oct 9, 2026

Ottawa Can Run a Deficit. Your Household Budget Has Better Options.

How Your BC Mortgage Broker Gets Paid, and 7 Questions to Ask Before You Sign post image
By Javan Wyker
Oct 6, 2026

How Your BC Mortgage Broker Gets Paid, and 7 Questions to Ask Before You Sign

What BC Lenders Actually Read in Your Self-Employed Income Paperwork, and How to Have It Ready by Year-End post image
By Javan Wyker
Oct 6, 2026

What BC Lenders Actually Read in Your Self-Employed Income Paperwork, and How to Have It Ready by Year-End

Salary, Dividends and Retained Earnings: How BC Lenders Read Your Incorporated Income post image
By Javan Wyker
Oct 5, 2026

Salary, Dividends and Retained Earnings: How BC Lenders Read Your Incorporated Income

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Wyker Mortgages Blog icon Wyker Mortgages Blog icon

Real mortgage advice for real BC homeowners. No script, no runaround.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

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Subscribe to New Posts Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip. Subscribe (Free)
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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

Subscribe (Free)
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Real mortgage advice for real BC homeowners. No script, no runaround.

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