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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

You're Borrowing From the Same Banks You Own in Your Index Fund post image
By Javan Wyker
Sep 21, 2026

You're Borrowing From the Same Banks You Own in Your Index Fund

The Mortgage Decision Framework Self-Employed Borrowers Need When Rates Keep Moving post image
By Javan Wyker
Sep 21, 2026

The Mortgage Decision Framework Self-Employed Borrowers Need When Rates Keep Moving

Lenders tighten approval standards before they drop mortgage rates, and self-employed borrowers lose the window first post image
By Javan Wyker
Sep 21, 2026

Lenders tighten approval standards before they drop mortgage rates, and self-employed borrowers lose the window first

Why New Zealand's Sovereign Fund Cuts Equities After 14% Returns, And Why You Shouldn't post image
By Javan Wyker
Sep 20, 2026

Why New Zealand's Sovereign Fund Cuts Equities After 14% Returns, And Why You Shouldn't

Why Canada's Rising Household Debt Won't Stop Your Mortgage Approval post image
By Javan Wyker
Sep 20, 2026

Why Canada's Rising Household Debt Won't Stop Your Mortgage Approval

You Diversified Your Portfolio, But Your Income Comes From Two Clients post image
By Javan Wyker
Sep 19, 2026

You Diversified Your Portfolio, But Your Income Comes From Two Clients

Canadian Home Prices Stall in August as Borrowing Costs Kill Recovery Momentum post image
By Javan Wyker
Sep 19, 2026

Canadian Home Prices Stall in August as Borrowing Costs Kill Recovery Momentum

When Rates Rise, Self-Employed Borrowers Get Hit Twice: Your Business Line and Your Mortgage Move in Opposite Directions post image
By Javan Wyker
Sep 18, 2026

When Rates Rise, Self-Employed Borrowers Get Hit Twice: Your Business Line and Your Mortgage Move in Opposite Directions

The RRIF Age Moved to 72, So Your Mortgage Paydown Strategy Is Now Backwards post image
By Javan Wyker
Sep 18, 2026

The RRIF Age Moved to 72, So Your Mortgage Paydown Strategy Is Now Backwards

The Tax Rate You're Using on Your Corporate Investment Account Is Probably Wrong post image
By Javan Wyker
Sep 17, 2026

The Tax Rate You're Using on Your Corporate Investment Account Is Probably Wrong

Canada's Tax Brackets Hit Earlier and Harder Than America's. That's a Problem. post image
By Javan Wyker
Sep 17, 2026

Canada's Tax Brackets Hit Earlier and Harder Than America's. That's a Problem.

How to Build an Emergency Fund and Start Retirement Savings When Unexpected Costs Keep Hitting post image
By Javan Wyker
Sep 16, 2026

How to Build an Emergency Fund and Start Retirement Savings When Unexpected Costs Keep Hitting

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Wyker Mortgages Blog icon Wyker Mortgages Blog icon

Real mortgage advice for real BC homeowners. No script, no runaround.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

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Subscribe to New Posts Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip. Subscribe (Free)
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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

Subscribe (Free)
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Real mortgage advice for real BC homeowners. No script, no runaround.

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