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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

7 Income Documents Self-Employed Buyers Need Before Touring Homes in BC post image
By Javan Wyker
Sep 27, 2026

7 Income Documents Self-Employed Buyers Need Before Touring Homes in BC

How BC Contractors Present Income to Qualify for a Mortgage in 2026 post image
By Javan Wyker
Sep 26, 2026

How BC Contractors Present Income to Qualify for a Mortgage in 2026

The OAS Recovery Tax Still Takes 15 Cents Per Dollar, Here's What Actually Changed in 2026 post image
By Javan Wyker
Sep 25, 2026

The OAS Recovery Tax Still Takes 15 Cents Per Dollar, Here's What Actually Changed in 2026

The Home Buyers Plan lets you borrow $60,000 from yourself, then spend 15 years paying it back post image
By Javan Wyker
Sep 25, 2026

The Home Buyers Plan lets you borrow $60,000 from yourself, then spend 15 years paying it back

New Zealand's Sovereign Fund Just Sold Its Winners at 14% Returns, Here's Why post image
By Javan Wyker
Sep 25, 2026

New Zealand's Sovereign Fund Just Sold Its Winners at 14% Returns, Here's Why

BC delivered 12,736 purpose-built rental units in 2024, highest in decades—but executives split on pace post image
By Javan Wyker
Sep 25, 2026

BC delivered 12,736 purpose-built rental units in 2024, highest in decades—but executives split on pace

28% of Working Canadians Live Paycheque to Paycheque: Five Habits That Keep You Trapped post image
By Javan Wyker
Sep 24, 2026

28% of Working Canadians Live Paycheque to Paycheque: Five Habits That Keep You Trapped

Buy Now or Wait? What Trade Tariffs Mean for Your B.C. Home Purchase in 2026 post image
By Javan Wyker
Sep 24, 2026

Buy Now or Wait? What Trade Tariffs Mean for Your B.C. Home Purchase in 2026

How Rising Federal Debt Affects Your Mortgage Approval post image
By Javan Wyker
Sep 23, 2026

How Rising Federal Debt Affects Your Mortgage Approval

You're Not Diversifying Out of Stocks, You're Selling Low to Buy Friction post image
By Javan Wyker
Sep 22, 2026

You're Not Diversifying Out of Stocks, You're Selling Low to Buy Friction

New Zealand's Sovereign Fund Posts 14.9% Returns but Falls Short of Benchmark, Warns Global Equities Have Peaked post image
By Javan Wyker
Sep 22, 2026

New Zealand's Sovereign Fund Posts 14.9% Returns but Falls Short of Benchmark, Warns Global Equities Have Peaked

Asset location for GIS recipients: why account type matters more than threshold timing post image
By Javan Wyker
Sep 21, 2026

Asset location for GIS recipients: why account type matters more than threshold timing

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Wyker Mortgages Blog icon Wyker Mortgages Blog icon

Real mortgage advice for real BC homeowners. No script, no runaround.

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Why a 15% Down Payment Gets You a Lower Rate Than 25% post image
By Javan Wyker
Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%

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Subscribe to New Posts Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip. Subscribe (Free)
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Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

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Real mortgage advice for real BC homeowners. No script, no runaround.

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